Short answer
From the ground, look for dents in gutters, downspouts, vents and AC fins, and granules collecting at downspouts. On the roof, an inspector looks for bruises, cracked shingles and granule loss. Hail damage often doesn't leak right away.
What you can check from the ground
Soft metals show hail well, and they help confirm the storm's hail size.
- Dents in gutters, downspouts and window screens
- Dented roof vents and AC condenser fins
- Granules washing out of downspouts
- Damage to cars, fences and patio furniture
What a roofer looks for
Inspectors mark test squares on each slope and count hits. On asphalt shingles, hail knocks granules off and can fracture the mat underneath, leaving soft bruises. See hail damage roof repair.
When to file a claim
File promptly after the storm. Policies set deadlines, and it's easier to connect damage to a specific date. Get an inspection first so you know whether the damage is worth claiming.
Questions
What size hail damages a roof?
Hail around 1 inch and larger commonly damages asphalt shingles; older roofs can be damaged by smaller hail.
Can hail damage show up later?
Yes. Bruised shingles lose granules and fail faster, sometimes months or years later.
This guide is general information, not professional, legal or insurance advice. Follow your insurer's instructions and local codes, and put safety first.